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Welcome to
Pfuna Rixaka

Microloan project in Mozambique

Our microloan idea

Den bärande iden att låna ut pengar till fattiga är hållbart men vissa förutsättningar måste finnas för att det ska bli framgångsrikt.

Our co-workers

Meet our employee who works on site in Mozambique 

We believe in...

Peoples own power is more decisive than the state's will and ability to lift the poor from gift dependence to self-sufficiency. Therefore, we form groups for a shared responsibility, where the borrowers meet to encourage, share experiences and correct each other.

Knowledge and understanding of the world around us are important. That is why we have teachers who in turn train both groups and group leaders. The teaching is at a basic level about the market economy, marketing, financial accounting, etc.

Order is a prerequisite for sustainable growth. Therefore, we have a proven follow-up system that should not leave any room for corruption or nonchalance of agreements made.

Giving confidence is very important. Therefore, all borrowers start with loans at a very low level, which increases as they are shown to earn the trust.

We are not tying anyone up in a new long dependence. This means that we take a low interest rate of 3% and that we take the risk as a lender if a group fails, ceases or mismanages its business and does not repay its loans. And the individual does not get any new loans! 

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